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You do not have to pay a company hundreds of dollars to get you out of debt, especially when you can do it yourself quick and easy with our software. It is very important that you first get a copy of your credit reports from the three larger credit reporting agencies –Experian, TransUnion, and Equifax. In your credit report, you may find all sorts of errors that need your immediate attention. The Fair Credit Reporting Act gives you the right to dispute incomplete, inaccurate, and accurate information in your credit report. Disputing and having negative information removed from your credit report will significantly raise yourcredit scoreand improve your credit rating. Our software is one of the best investments you can make to restore your credit,keep your credit record clean,and fightID theft.
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DID YOU KNOW THAT:
- The Fair Debt Collection Practices Act requires that debt collectors send a written validation notice telling you how much money is owed within 5 days after they first contact you.
- If a debt collector fails to validate the debt, they have to cease in their attempt to collect it, contacting you about it, and it cannot be reported to the credit bureau.
- Debt collectors cannot use abusive, unfair or deceptive practices to collect from you.
- Negative credit information increases the cost of your insurance, mortgage and interest rates, stops you from landing a job and making important purchases.
- Disputing and getting negative items off your credit report will raise your credit score, simultaneously improving your credit report and overall financial opportunities.
- Dispute and challenge every issue in your credit report until they are all gone. And in a matter of weeks, you will raise your credit score.
You have the right to challenge the accuracy of your credit report at any time. With our software you will easily be able to raise yourcredit scorein as little as 30-90 days, and legally fix the following credit issues, and more:
- Remove negative information such as closed accounts still reported as being open, accounts in collection, law suits, unpaid judgements,old inquiries, and charge offs from your credit report.
- Remove late payment postings to credit accounts, and even reverse the late payment fees.
- Respond to creditors and debt collectors with credit repair template letters designed to fit most debt & credit situations.
- Respond to debt collectors when they call, with an easy to use script.
- Respond to a denial of credit.
- Respond quickly online, to fraud and identity theft situations.
- Access your 3 free credit reports online, from all three credit bureaus.
We even include information on VA, Social Security, U.S.Postal Service Fraud, and ID Theft.
ID Theft and Credit Restoration Software
As seen in over 50 publications including the following:
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